Sandbach insurance brokers
Mobile Sauna Insurance
Looking for competitive mobile sauna insurance that’s backed by outstanding customer care? Call the JMG Sandbach team today on 0161 300 2930 and let our independent specialists compare the market to find you the sauna insurance that’s right for you. Whether you’re hiring mobile saunas or have a sauna as part of your hospitality or wellness retreat, to get a mobile sauna insurance quote, call us on 0161 300 2930 or contact us today.
What is mobile sauna insurance?
Mobile sauna insurance, or sauna insurance as it’s also known, is a specialist policy for businesses that operate mobile saunas. Owners of mobile sauna businesses face a range of risks, including property damage, public liability, and business interruption, so having mobile sauna insurance in place is seen as a wise move by many in the industry.
Why Get Your Mobile Sauna Insurance From JMG Sandbach?
Since our founding in 1995, we’ve helped many people get the mobile sauna insurance they need. Our clients choose us as we offer a fantastic combination of service and value that gives you:
- Highly competitive cover from leading insurers
- Personal service from quote to claim
- Independent advice
- Help from specialists who understand your insurance needs
To experience our exceptional service, call us on 0161 300 2930 or contact us and let our team help you get the mobile sauna insurance that’s right for you.
What can mobile sauna insurance cover?
Sauna insurance can protect your business against risks such as:
- Public liability insurance – this is a popular policy as accidents in saunas do happen. If someone is accidentally injured or has their property damaged while in one of your mobile saunas, you’ll be protected against claims for compensation
- Employers’ liability insurance – EL insurance as it’s also known – protects businesses from compensation claims from their employees should they be sued by staff for loss or injury at work. If you have any employees, be they full-time, part-time, or contracted, then having EL insurance of at least £5m is a legal requirement. The health and safety of your employees are essential, and you are legally required to uphold that responsibility from incidents such as:
- Someone having an accident at work
- A member of staff developing a medical condition owing to their job
- One of your team members having their property damaged while at work means if you are responsible for causing injury or damaging the property of a member of the public and they decide to take legal action against you, it will help with the costs of mounting a defence and paying any compensation
- Structures and equipment insurance – with the cost of mobile saunas easily running into thousands of pounds, you’ll want to make sure that you protect your investment. The structures and equipment insurance element of your policy will pay for the cost of repairs, damage, loss, or theft of your sauna
- Goods in transit insurance (GiT) insurance– by its nature, your saunas are going to be transported, and that brings its own risks. What if it were lost, damaged or stolen while in transit? With goods in transit insurance from JMG Sandbach, you can rest easy. Our GiT insurance will cover your mobile sauna while it’s on the road
- Business interruption insurance – if your business had to close for a period following a disaster such as a flood or a fire, could you cope financially? With business interruption insurance as part of your sauna insurance, you can receive an income until you’re back up and running
- Product liability insurance – if the products you use, recommend, or sell cause problems, you can be held liable. Products are obviously central to a mobile sauna business, and if something goes wrong, you can be liable for claims and compensation. Should this happen to you, product liability insurance will cover the costs of any payouts you are made to pay, together with the legal fees
Who needs mobile sauna insurance?
Most of our clients are mobile sauna hire companies, but we also have customers that operate retreats and wellness centres, and those that have saunas as part of their business’s offering. To find out more or to get a quote, please call us on 0161 300 2930 or contact us and let our team help you get the mobile sauna insurance that’s right for you.
How much does mobile sauna insurance cost?
Your mobile sauna insurance premiums will be calculated based on factors such as:
- The value of your equipment
- The size of your business
- The type of mobile sauna you are using – wood burning, electric, or solar powered
- If you have any employees, and if you want to include employers’ liability insurance
- If you want to include goods in transit cover
- Your claims history
To find out more or to get a mobile sauna insurance quote, please call us on 0161 300 2930 or contact us today.
Mobile Sauna Insurance FAQ
Mobile sauna insurance can be a complicated area of cover. To help you get the protection you need, here are our frequently asked questions about mobile sauna insurance. We hope they’ll be of use, but if you’d like some personalised, independent advice, please call us on 0161 300 2930 or contact us, and one of our insurance specialists will be happy to help.
No, but the level of protection it affords makes it a wise move. If you have any employees, you will need employers’ liability insurance, which is a legal requirement
That will depend on things like the value of your equipment, your claims history, if you have any employees, and whether you want to add on extras such as goods in transit or employers’ liability insurance
Yes, with goods in transit insurance, you can insure it against loss, theft, or damage while it’s being moved
Getting an insurance quote from us is easy. You can call us on 0161 300 2930 or contact us today, and one of our insurance specialists will be happy to help. Thanks to our wide range of insurer partners and our own underwriting teams, we can compare our markets to find you the cover you need at a premium you’ll like
Contact JMG Sandbach
If you’d like some independent insurance advice or a commercial insurance quote, please call our experienced team of independent insurance experts on 0161 300 2930 or contact us today and we’ll give you all the help you need protecting what matters to you.